| Service |
First Data
Independent
Sales |
The Competition |
| Application Fee |
$0* |
$95-$299 (non-refundable) |
| Set-up Fee |
None* |
$49-$150 |
| Single-user Processing Software |
Unnecessary! |
$195-$495 |
Checks by web, phone, or fax
(Allows you to accept checks electronically) |
Free* |
$300 |
| Web Shopping Cart |
Free* |
$300 |
| Programming Charge |
None* |
$50-$95 |
| Shipping and Handling Charge |
None* |
$20-$35 |
| American Express Set-up Fee |
Free* |
$25-$50 |
| Average Approval Time |
3-5 days |
1-2 weeks |
| Technical Support Available |
24/7 toll-free |
8 a.m. - 8 p.m. Mon-Fri |
| Non-swiped Transaction Rate (MC/Visa) |
2.39% |
2.49% and up |
| Transaction Fee |
.25 each |
.35-.50 each |
| Swiped Transaction Rate (MC/Visa) |
1.79% |
1.89% and up |
| Statement/Customer Svc Monthly Fee |
$10 |
$12-$20 |
| Internet Gateway Monthly Fee |
$15 |
$25-$40 |
| Monthly Processing Minimum Cost |
$15 |
$25 |
| Minimum Contract |
6 months |
1-3 years |
| Cash-back Options? |
Yes |
No |